Financing money for millennials
Controlling your money through a software would've been looked down upon if this was ten years ago. But this is now, and it is considered to be the norms of financing your money. Credit Karma is extraordinarily useful and one of the few companies that has been around since 2007, and managing to maintain its reputation and drive.
The simplicity of its app design makes keeping up with your credit score extremely easy. Keeping up with your credit score is important and for millennials it's just contempt and necessary. Checking your credit scores wherever you are with a simple app isn't just revolutionary but its useful to.
First launching the app you are asked for your first name, last name, and email address. Afterwards, they will begin asking for small amount of your personal information ,but not your credit card, they are strict on privacy and will be able to access your credit score with the information you give them. After you are in the app and they confirm your information, diving into your credit reports is simple and are shown as they are. You can manage your information on the go and the useful alerts sent to you when something fishy is going on with your credit card. If your credit score is bad they will tell you why and how to fix it and if it’s in the green Credit Karma will teach you how to maintain it. It’s user-friendly and can keep your credit card information out of your mind knowing that it’s in safe hands. Extraordinarily with all of these amazing features it’s free and you can’t be mad about that.
The design of the app is gorgeous and user-friendly. You can go from checking your credit score to your fraud reports in a instance. The notifications they send on your current credit score status is frequent but not as frequent where it becomes an annoyance. The design is blue and it has a surreal feeling to it. It’s extremely fast and the simple layout is stunning ,and even on the low end phones like the Samsung Grand Prime it runs incredibly smooth. Even the way you check your credit score is incredibly simple and a novelty, it’s a wheel where the red is bad and the green is good. When the developers were designing this they obviously had the consumer in mind, it’s the most polished app you can will be able to own. It also tutors you in detail explaining each section to explain to the non novice users what they are seeing/getting.
Your credit score is important if you plan on any large purchases like buying a car, a house, or obtaining a loan from your bank. Whenever you plan on seeing your credit score just open the app. Every little purchase you make can be shown and it will also show how it effects your credit score. The most obvious causes of bad credit is debt, foreclosures, and bankruptcy. This app really goes into depth of your credit score to the very exact dollar amount. And even the simpler things like your age, inaccuracies, or never asking for a loan; affects your credit score to a greater power which the Credit Karma website explains. This is extremely convenient for the uneducated individuals in financial situations (which is everyone above the age of 18)that was never taught how to maintain a good credit score.